ELEVATION CERTIFICATES & LOMAs

The Federal Emergency Management Agency (FEMA) has created maps which show flood hazard zones, and lenders may require flood insurance for any structure that appears to lie within such a zone. An Elevation Certificate, completed and signed by a professional, may be required to determine the cost of this insurance, and we can provide these. However, such a structure may in fact be sufficiently well-elevated to be exempt from this requirement altogether. In such cases we can perform a field survey and submit an application for a Letter of Map Amendment (LOMA). If approved, FEMA will issue a LOMA, which should exempt the structure from the insurance requirement. We are registered to obtain eLOMAs from FEMA, which in many cases can result in a much quicker issuance of the LOMA.To find the FEMA map for your parcel, click here.

To learn more about LOMAs and Elevation Certificates click here.

To learn more about eLOMAs click here.